Author: Carrie

Surprised in spring by a tax bill you didn’t anticipate? Consider strategies for settling up without  disrupting your longer-term financial progress.  Filing season is underway, and many working Americans are already receiving their refunds – but  what happens if you...

The capital markets have become an increasingly complex space for investors, complexities that are heightened by the sheer number of ways one can invest.  Fortunately, necessity – often the mother of invention – can also be a conduit for simplification.  Enter direct...

It is a fact known to many business owners that a key part of their success walks out of the door at the end of each workday. Employee retention strategies address this concern, meeting employees’ wandering eyes with various kinds of compensation, but profit-sharing...

How you can use a policy for executive benefits and succession planning.  Many people think about life insurance policies providing financial security for a family who lost a loved one, but they can also function as a strategic business planning tool. Before buying a...

Focus on goals, not just wealth. Retirement is often framed as a reward for your diligence. Many who started saving early in their careers arrive at retirement better off than anticipated, thanks in part to conservative planning. You might need less than you thought,...

An innovative approach to your investment objectives  What if you could capture the potential gains of the S&P 500, but limit your losses if the market goes down? Or earn above-market income given the right stock market conditions? How about gaining some market...

With open enrollment season upon us, ask yourself a few questions to make sure you're getting the most from Medicare.   Medicare’s open enrollment season is upon us. Between October 15 and December 7, you are able to make changes to your Medicare Advantage plan and...

How Social Security’s anticipated shortfall may impact you down the road  Social Security’s outlook continues to raise concerns. But while you may hear the program is in danger of becoming insolvent, that isn’t the case. The problem isn’t insolvency – it’s a challenge...

Determine which strategies will help you reach your retirement goals.  As a corporate executive or business owner, you may feel like retirement planning can get complex. While there are more considerations, there are also more levers to pull. This can benefit your...

As we’re living longer, asset-based long-term care insurance can help you live your best life well into retirement.   When Social Security was introduced in 1935, the average 65-year-old received benefits for a lifespan of 12 to 15 years. Today, about a quarter of...