March 2025 – Newsletter
Don’t Allow Boredom In Retirement To Get The Best Of You
When you bid your 9-to-5 adieu, how do you plan to spend your time?
You’ve made a financial plan for retirement, but what about a fun plan? According to an article by The Senior, “Your Retirement | Don’t be a bored Baby Boomer,” two in three people enter retirement with little or no thought about what they want to actually do in retirement.
WHAT YOU’LL FIND INSIDE:
- DON’T ALLOW BOREDOM IN RETIREMENT
- CALENDAR
- CLIENT SPOTLIGHT
- PAPER SHREDDING EVENT
- TEXTING REMINDER
But professionals agree it’s a key component to a satisfying “after-party.”It’s not too soon to think through how you plan to keep yourself busy with all those extra hours in the day – and recognize the options are endless. Without a purpose, you may find yourself bored and unfulfilled. A little preparation will not only help you avoid this but also contribute to the happy retirement you’ve always envisioned.
These tips will help you explore the possibilities.
Calendar
March 9 – Daylight saving time begins. “Spring forward” one hour.
March 15 – Final day for Raymond James to mail any original 1099s and continued amended 1099s as needed.
April 15 – Last day to contribute to traditional and Roth IRAs or health savings accounts for 2024.
April 15 – Tax Day – deadline to file your 2024 tax return and pay taxes or request an extension. First quarter estimated tax payments due, if required.
April 18 – Financial markets closed for Good Friday. Paramount office closing at noon.
May 9 -Paper Shred Event 11:30 am – 1:30 pm at our office in Jackson, MI
Client Spotlight – Tom Crutchfield
Baseball traditions – Fueled by Inspiration
Baseball’s Opening Day is March 27th and this father-son duo will be at Great American Ball Park cheering on the Cincinnati REDS! This year marks the 18th consecutive Opening Day for Tom, and the 17th for his son, Zac – continuing a tradition that spans generations.
Tom grew up in Indiana, just an hour from Cincinnati. He spent his childhood at Riverfront Stadium watching The Big Red Machine dominate baseball in the 1970s. His grandfather, Earl, was a devoted REDS fan and season ticket holder who attended an astounding 61 consecutive Opening Days.
Earl passed his love for the game down to Tom. That passion has since been passed on to Zac.
In addition to Opening Day, Tom and Zac are on a mission to visit every Major League Baseball stadium. This tradition began in 2008 when they traveled to New York to see a game at the original Yankee Stadium before it closed. That year they also checked off Shea Stadium (former home of the Mets) and Citizens Bank Park, where the Philadelphia Phillies play. This spring, they’ll add Coors Field to the list, watching the REDS take on the Colorado Rockies. Only 6 stadiums remain: Tampa Bay, Miami, Arizona, Seattle, San Francisco, and Las Vegas (once the Athletics relocate).
Our trademark at Paramount Wealth, Designed by Inspiration® , is about identifying what brings you joy, creating a plan to pursue it, and fully embracing the experiences that make life meaningful. For Tom and Zac, baseball isn’t just a game—it’s a way to connect, celebrate tradition, and live a life of true inspiration.
Paper Shredding Event
Paramount Wealth is hosting our 4th annual Shred Event, exclusively for our clients.
Do you have important documents with personal information that you want to safely dispose of? Bring them to our Paper Shredding Event on Friday, May 9 between 11:30 am and 1:30 pm.
The Shred Truck will be in the parking lot of our office in Jackson. Stop by anytime between 11:30 am and 1:30 pm and enjoy FREE paper shredding on us!
- No need to remove staples
- Cardboard like file folders and the back of a checkbook can be shredded
- No cardboard boxes
- All shredding is recycled
Click the button below to download a Shred Timeline. You’ll find out what should be shredded, how long you should keep documents, and how to store documents digitally in your free Raymond James Vault.
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Thank You!
Thank you for being a valued part of our Paramount Wealth family. We look forward to helping you, and those you care about, live a life of true inspiration.
The Paramount Wealth Management Team
The Paramount Wealth Management Team
420 South Brown Street
Jackson, MI 49203
517-787-4444
517-795-2530 (F)
www.paramountwealth.com
Don Hershberger CFP®, AIF®, CRC®, Founder and President, PWM, was named on the 2024 Forbes Top Wealth Advisor Best-in-State list.
The Forbes Best-In-State Wealth Advisors 2024 ranking, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 6/30/2022 to 6/30/2023 and was released on 4/3/2024. Those advisors that are considered have a minimum of seven years of experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 44,990 nominations, roughly 8,500 advisors received the award. This ranking is not indicative of an advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for obtaining this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/best-in-state-wealth-advisors for more info.
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