October 2023 – Newsletter
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Cybersecurity Awareness Month

October is Cybersecurity Awareness Month. To help spread awareness among our clients, we have invited a Cybersecurity specialist from Raymond James to speak at a luncheon on October 19th.

You are invited to attend! All the details are in the invitation below.


In the meantime, stay aware, and check out this article, “Safeguarding Your Digital World”.

Jessica’s Bio:

Jessica Rice serves as the Business Information Security Lead for Raymond James’ Private Client Group. She delivers on firm-wide cybersecurity initiatives to socialize best practices and important cybersecurity content in order to help protect associates, advisors, and their clients from falling victim to cyber-attacks. She also acts as a liaison between Information Security and the business, focusing on aiding continuous improvement of the firm’s security posture.

Jessica holds certifications as both a SANS Security Awareness Professional and in GIAC Critical Security Controls. She graduated from the University of Connecticut School of Business with her bachelor’s degree in Marketing. Hailing from Connecticut, in her free time Jessica enjoys traveling to New England to visit family & friends, exploring the local eateries of Tampa Bay, and relaxing by the beach.


October 15 – Medicare Annual Election Period begins

October 16 – Deadline to file and pay 2022 personal income tax return if you received an extension

October 16 – Deadline to make a 2022 contribution to a Keogh, SEP, or other eligible plan if you get a filing extension

October 19 – An Inside Look at Cybersecurity Event

November 23 – Paramount Wealth and the financial markets are closed

November 24 – Paramount Wealth is closed

Nov. 27 – Dec. 1 – Food Drive for Jackson Community Food Pantry

5th Annual Food Drive

Paramount Wealth is supporting the Jackson Community Food Pantry again this holiday season with our 5th annual Food Drive.

Bring non-perishable items to our office at 420 South Brown Street in Jackson, November 27 through December 1.

Paramount Wealth will double your efforts by matching the total non-perishable donations that are dropped off at our office.

“We make a living by what we get. We make a life by what we give” Winston Churchill

Medicare Open Enrollment

Make the most of Medicare’s open enrollment period.

Medicare’s open enrollment season is upon us. That means from October 15 until December 7, you are able to make changes to your Medicare Advantage and prescription drug coverage. If you’re happy with your coverage, you don’t have to do anything. Even if you’re satisfied, open enrollment presents a great opportunity to make sure you’re getting the most out of Medicare.

Here are some tips to help you get started.

  • Ask yourself some important questions: Have your needs changed? Is your current coverage adequate? Will the cost of your current plan be going up? Are there comparable, lower-cost plans available?
  • Review the annual notice of change from your current plan provider. You should have received this in September.
  • Compare plans using medicare.gov’s Medicare Plan Finder.
  • Get one-on-one assistance from the State Health Insurance Assistance Program.
  • Call the Medicare Rights Center at 800.333.4114 for free counseling.

Medicare decisions can be complicated, but with the right tools and information they don’t have to be. Raymond James is partnered with ClearMatch to provide you with personalized service, unbiased advice and additional support from a dedicated licensed agent. There is no cost to use ClearMatch’s services, and those services don’t end after enrollment. Your licensed agent will continue to provide support throughout the lifetime of your enrollment for coverage questions, appeals and plan renewals.

To learn more about ClearMatch, call the dedicated Raymond James number at 844.269.2646.

If you have any questions about open enrollment, or if you’d like to discuss how healthcare costs factor into your overall financial plan, please contact the office so we can walk through the process together.

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The Paramount Wealth Management Team

Don Hershberger, CFP®, AIF®, CRC®, Founder and President, PWM, was named on the 2023 Forbes Top Wealth Advisor Best-in-State list.

420 South Brown Street
Jackson, MI 49203


517-795-2530 (F)


Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Paramount Wealth Management is not a registered broker/dealer and is independent of Raymond James Financial Services.

2023 Forbes Top Wealth Advisors Best-In-State, developed by Shook Research, is based on the period from 6/30/2021 to 6/30/2022 and was released on 4/4/2023. 39,007 nominations were received and 7,321 advisors won. Neither Raymond James nor any of its advisors pay a fee in exchange for this award. More: https://go.rjf.com/3KsXbF7. Please see https://www.forbes.com/best-in-state-wealth-advisors for more info.

Any opinions are those of the author and are not necessarily those of Raymond James. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. All opinions are as of this date and are subject to change without notice.

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